Sheba credit score

Real-time AI-driven scoring using bank, telecom, and utility data

sheba agri

Smart tools for farmers: crop yields, market prices, seasonal finance

sheba save

Savings-linked credit growth with personalised tips

Sheba education

Financial literacy for people through interactive tools

Sheba AI & Open Banking

Secure APIs for banks, fintechs, and lenders

Business Solutions

Bulk credit checks, portfolio risk insights

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